MK.Consulting

Property and mortgage advice · Lombardy and Piedmont

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Property and mortgage advice · Lombardy and Piedmont

From the first viewingto completion, alwaysthe two of us.

We are Maksym and Karolina, the founders of MK Consulting. We look after every client together: from the property search to the mortgage, from negotiation to completion. The same two faces, from start to finish.

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0provinces covered in person
0people, always the same
0 €for the first consultation
Negotiation in progress
385.000 €offer accepted at 362.000 €
2-bed flat, 92 m² · Cernusco sul Naviglio (MI)
3 rooms
2 bathrooms
energy class B
4th floor
Search · Viewing · OfferMortgage · Completion

This is how you see your property in the client area: always clear where things stand.

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Five steps, always the two of us

We handle every step ourselves, in person. In the client area you can see where you are, in real time.

Search

We find out what you are looking for and how much the bank will really lend you. Then we shortlist: a few properties that fit, not an endless stream of listings.

Viewing

We arrange the viewings and come with you. We check the systems, service charges and legal restrictions: the things you can't see in photos.

Offer

A price based on actual local sales. We negotiate for you, with a mortgage pre-approval already in hand.

Mortgage

The full application, a comparison of lenders, and the loan paid out in step with the completion date.

Completion

Checking the deed, coordinating with the notary, handing over the keys. We are there with you.

Your purchase, always under control

Every client has a private area, in Italian and Russian, showing in real time where things stand.

My journey

SearchViewingOfferMortgageCompletion
Next viewing: Saturday 10:30
  • All your properties in one place

    Paste the link to a listing and find it saved with price, size and agency.

  • Viewings and calendar

    Every viewing with date, address and how it went; it syncs with Google Calendar.

  • Offers and negotiations

    See the status of every offer and what is still needed to close it.

  • Mortgage documents

    The list of what is needed, what you have already uploaded and what is missing.

  • Notifications

    We let you know when there is news, so there is nothing to keep checking.

  • In your language

    Italian and Russian, with English, Ukrainian and Romanian coming soon.

Maksym
MaksymCo-founder
Karolina
KarolinaCo-founder

We are Maksym and Karolina

Husband and wife, we founded MK Consulting to do something agencies don't: stay with one client through the whole journey, as a pair. We search for the property with you, arrange the viewings, build the mortgage with the right bank, negotiate the price and go with you to the notary. We speak Italian, English, Russian, Ukrainian and Romanian. Whenever you call, you reach someone who knows your whole story.

We work in ten provinces across Lombardy and Piedmont, and the first consultation is always free.

Three true stories

Names changed for privacy.

Varese · cross-border worker

A Swiss salary, and Italian banks saying no

The problem
Two lenders had turned down the mortgage because the salary was paid in Swiss francs.
What we did
We submitted the application to a border bank that assesses CHF income, with the paperwork already in the format they require.
Pre-approval in 18 days, below-average rate
Cernusco sul Naviglio · first home

They loved the house, not the price

The problem
Asking price 385.000 €, but actual sales on the street pointed lower.
What we did
An offer backed by local data, with the bank pre-approval already in hand: the seller chose certainty.
Closed at 362.000 €, −6%
Como · second home

A restriction nobody had spotted

The problem
A lakeside property with an undeclared landscape protection restriction: the mortgage would have fallen through at completion.
What we did
A planning check before the offer, then a renegotiation with the seller to cover the cost of regularising the property.
Completion with no surprises, 9.000 € saved

What you'll pay each month

Move the sliders. The rate starts from today's market rate; the bar shows how much of what you repay goes towards your home and how much is interest.

Market rate today: 3,84 % · 25-year IRS + spread
25-year IRS: source mutui.it · average spread: Banca d'Italia (TEGM) · updated 06/11/2026

An indicative fixed-rate calculation. Your actual payment depends on the bank, your profile and additional costs: we can go through it at the first consultation, which is free.

—per month
— interest— principal
Total repaid—
Of which interest—
Of property price—
Send us this estimate

What we do for you

Your mortgage, arranged before you start house hunting

We start from what the bank will actually lend you, not what you hope for. We compare lenders, prepare the application and secure the pre-approval. When you find the right home, your offer is already stronger than the rest.

Residential sales and purchases

Search, viewings, negotiation, offer and completion. In all ten provinces.

What your home is worth

Based on actual local sales, not on listings.

Property investment

Net yield, not gross. We'll also tell you when it isn't worth it.

Where you'll find us in person

Ten provinces across Lombardy and Piedmont, all within reach in person. Click a point on the map.

Province covered in person · click a point

People who have already bought with us

Buying a home in Italy starts with well-prepared documents. MK Consulting guides clients through every step.

· Buying a home in Italy starts with well-prepared documents. MK Consulting guides clients through every step.

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  • The homes we really work on, from the first viewing to completion.
  • Mortgage updates: rates and news that affect you.
  • Behind the scenes at our viewings.

Frequently asked questions

How much does your advice cost?

The first consultation is free, with no obligation. Our fee depends on the service (mortgage, purchase or both) and on the case: we agree it together at the first consultation and put it in writing before we start, so there are no surprises at completion.

Do I need a mortgage before I start looking?

Not the mortgage itself, but a pre-approval, yes: knowing how much the bank will really lend you stops you falling for homes out of reach, and makes your offer stronger than those from buyers who "still have to check with the bank".

Do you work with every agency?

With those that cooperate properly. We keep a record of the agencies we have worked with: if a property is listed by an agency that doesn't cooperate, we tell you straight away, before the viewing.

Do you also help people with foreign income or cross-border workers?

Yes, it's one of our specialities in Varese and Como: we know which banks lend against income in Swiss francs and which documents they ask for.

Can we speak in English?

Of course: you can write to us and call us in English. We speak Italian, English, Russian, Ukrainian and Romanian. The client area is currently available in Italian and Russian, with English coming soon.

Let's talk

The first consultation costs nothing and commits you to nothing. Tell us what you're looking for: we'll reply within one working day.

Phone and WhatsApp+39 320 787 5482
Office
Via Matteotti 16, 20811 Cesano Maderno (MB)
Directions
Hours

Monday–Friday 9:00–12:30 and 14:30–19:30, by appointment

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